Last Updated: July 20, 2026
Welcome to Finjek (“Finjek,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of the website located at https://www.finjek.com (the “Site”), along with any related content, features, and services (collectively, the “Services”).
By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, please discontinue use of the Site immediately.
1. Acceptance of Terms
By visiting, browsing, registering an account, or otherwise using Finjek, you confirm that you have read, understood, and agree to comply with these Terms. If you are using the Site on behalf of a company or organization, you represent that you have the authority to bind that entity to these Terms.
2. Eligibility
You must be at least 13 years old (or the minimum age required in your jurisdiction) to use Finjek. By using the Site, you represent and warrant that you meet this age requirement and have the legal capacity to enter into a binding agreement.
3. Account Registration
Certain features of Finjek may require you to create an account. When registering, you agree to:
- Provide accurate, current, and complete information
- Maintain and promptly update your account details
- Keep your login credentials confidential
- Accept responsibility for all activity that occurs under your account
- Notify us immediately of any unauthorized use of your account
We reserve the right to suspend or terminate accounts that contain false, misleading, or outdated information.
4. Use of the Site
4.1 Permitted Use
You may use Finjek only for lawful purposes and in accordance with these Terms. You agree not to use the Site in any way that could damage, disable, overburden, or impair our systems or interfere with any other party’s use of the Site.
4.2 Prohibited Activities
You agree not to:
- Violate any applicable local, national, or international law or regulation
- Impersonate any person or entity, or misrepresent your affiliation with any person or entity
- Upload or transmit viruses, malware, or any other malicious code
- Attempt to gain unauthorized access to our systems, servers, or networks
- Scrape, harvest, or collect data from the Site using automated means without our prior written consent
- Engage in any activity that disrupts or interferes with the Site’s functionality
- Use the Site to distribute spam, unsolicited communications, or fraudulent content
- Reverse engineer, decompile, or attempt to extract the source code of any part of the Site
We reserve the right to investigate and take appropriate legal action against anyone who violates this section, including removing content and suspending or terminating accounts.
5. Intellectual Property Rights
All content on Finjek, including but not limited to text, graphics, logos, images, software, and design elements, is the property of Finjek or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, publicly display, or create derivative works from any content on the Site without our prior written permission, except as permitted under fair use or as expressly authorized by us.
6. User-Generated Content
If the Site allows you to submit, post, or share content (“User Content”), you retain ownership of your User Content.
However, by submitting User Content, you grant Finjek a worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, distribute, display, and modify that content in connection with operating and promoting the Site.
You represent and warrant that:
- You own or have the necessary rights to submit the User Content
- Your User Content does not infringe on any third party’s intellectual property or other rights
- Your User Content does not violate any applicable law or these Terms
We reserve the right to remove any User Content that violates these Terms or that we deem inappropriate, at our sole discretion.
7. Third-Party Links and Services
Finjek may contain links to third-party websites, products, or services that are not owned or controlled by us.
We do not endorse and are not responsible for the content, accuracy, or practices of any third-party site.
Your interactions with third-party websites are solely between you and that third party, and we encourage you to review their terms and privacy policies.
8. Payments and Subscriptions (If Applicable)
If Finjek offers paid products, services, or subscriptions:
- All fees will be clearly disclosed prior to purchase
- Payments are processed through secure third-party payment processors
- You agree to provide accurate billing information and authorize us to charge the applicable fees
- Subscription plans, if offered, will automatically renew unless canceled prior to the renewal date
- Refunds, where applicable, will be handled in accordance with our refund policy, available upon request
We reserve the right to change our pricing at any time, with reasonable notice provided for existing subscribers.
9. Disclaimer of Warranties
The Site and all Services are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted and error-free operation.
Finjek does not guarantee that the Site will be secure, accurate, complete, or free from errors, viruses, or other harmful components at all times.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Finjek and its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of, or inability to access or use, the Site
- Any conduct or content of any third party on the Site
- Any unauthorized access to or alteration of your data
- Any other matter relating to the Site
Our total liability for any claim arising from these Terms or your use of the Site shall not exceed the amount you paid, if any, to access the Services during the twelve (12) months preceding the claim.
11. Indemnification
You agree to indemnify, defend, and hold harmless Finjek and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Site, your violation of these Terms, or your infringement of any third-party rights.
12. Termination
We reserve the right to suspend or terminate your access to the Site, at our sole discretion, without prior notice, for any reason, including but not limited to a breach of these Terms.
Upon termination, your right to use the Site will immediately cease, and any provisions of these Terms that by their nature should survive termination will remain in effect.
You may also terminate your account at any time by contacting us at the email address provided below.
13. Modifications to the Terms
We may revise and update these Terms from time to time at our sole discretion.
All changes are effective immediately upon posting and apply to all access to and use of the Site thereafter.
Your continued use of the Site following the posting of revised Terms constitutes acceptance of those changes. We encourage you to review this page periodically.
14. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction where Finjek operates, without regard to conflict of law principles.
Any disputes arising from or relating to these Terms or your use of the Site shall first be attempted to be resolved through informal negotiation.
If a resolution cannot be reached, disputes may be subject to binding arbitration or the exclusive jurisdiction of the applicable courts, as determined by Finjek.
15. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be modified to the minimum extent necessary to make it enforceable.
16. Advertising
Finjek.com may display advertisements through advertising partners, including Google AdSense and other advertising networks.
We are not responsible for:
- Products promoted in advertisements
- Claims made by advertisers
- Transactions between users and advertisers
Any dealings with advertisers are solely between you and the advertiser.
17. Entire Agreement
These Terms, together with our Privacy Policy and any other legal notices published by Finjek on the Site, constitute the entire agreement between you and Finjek regarding your use of the Site and supersede any prior agreements.
18. Contact Us
If you have any questions, concerns, or feedback regarding these Terms of Service, please contact us at:
Finjek
Website: https://www.finjek.com
Email: info@finjek.com
We aim to respond to all inquiries as promptly as possible.
By using Finjek, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.
